Somerset County Technology Institute

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	Available sources of financial aid at Somerset County Technology Institute are: Pell Grants Stafford Student Loans PLUS Loans/SLS Loans Academic Scholarships Visit www.fastweb.com the largest source of local, national and college-specific scholarships!
	Students who wish to apply for financial aid should file a Free Application for Federal Student Aid (FAFSA) at least two months prior to the semester in which they plan to enter SCTI. These forms are available from high school guidance offices or the Somerset County Technology Institute Office of Student Services. The fastest most efficient way to file the FAFSA is through the Internet. This is available at www.fafsa.ed.gov. Whether using paper or the Internet be sure to release data to the school by putting the Title IV code on the FAFSA. The code is 014074. Financial aid recipients are selected by first completing the Free Application for Federal Student Aid (FAFSA). The information supplied is used in the Congressional formula that calculates your Expected Family Contribution (EFC), an amount you and your family are expected to pay toward your education. The financial aid administrator takes the cost of attendance at SCTI and subtracts the EFC.
	Student Lending Disclosure A financial aid administrator’s primary concern is to provide as much financial aid as possible from ALL sources (grants, scholarships, private scholarships, and loans) so that all students are able to finance their education and that their loan debt burden is kept as low as possible. Our Student Lending Guiding Principles Every student at Somerset County Technology Institute has the right to choose a lender of their choice. Somerset County Technology Institute subscribes to the Statement of Ethical Principles developed by the National Association of Student Financial Aid Administrators. HOW DO I APPLY FOR A FEDERAL STUDENT LOAN As with all federal student financial aid, you apply for a Stafford Loan by completing the FAFSA. However, you will need to sign a Master Promissory Note, which is a binding legal contract that says you agree to repay your loan according to the terms of the promissory note. Read this note carefully before signing it and save a copy for your records. The first step is to go on line to mappingyourfuture.org and to do an Entrance Interview. After you have completed the Entrance Interview you can sign on at www.hesaa.org and apply for a Stafford loan. You may also contact our Manager of Student Financial Services with other specific policy questions you may have regarding loan processing at 908-526-8900 ext. 7262 or by e-mail at hmikulak@scvts.net